Showing posts with label the post insurance. Show all posts
Showing posts with label the post insurance. Show all posts

Saturday, December 8, 2012

How does the insurance work when shipping jewelry?

Q. I'm selling a diamond ring for my mom on ebay, and she says that it should be insured before it's shipped to wherever. How does that work? How much would insurance be, and would we get that money back if it reaches its destination safely? The ring is worth almost $2000.

A. Are you shipping the ring with UPS? The post office? Or ?

The post office sells insurance on the item being shipped. I do not know if the other carriers do or not. If the item is shipped ok you do not get your money back. You paid for insurance and that service.

Check with the post office to see how much the insurance cost.


What happens if you drive in california on a lapsed insurance?
Q. My insurance was due the middle of November and I won't be able to pay it for a whole other month but I will have to drive my vehicle. I know its illegal bit I currently just Seperated from my spouse and I cant afford it right away. I don't own it I have a Loan. What am I looking at for consequences if I get pulled over?

A. This is most of what it says at the California DMV site below (too much for Y!A to allow me to post):

(a) Upon a first conviction, by a fine of not less than one hundred dollars ($100) and not more than two hundred dollars ($200) , plus penalty assessments .

(b) Upon a subsequent conviction, occurring within three years of a prior conviction, by a fine of not less than two hundred dollars ($200) and not more than five hundred dollars ($500), plus penalty assessments.

(c) (1) At the discretion of the court, for good cause, and in addition to the penalties specified in subdivisions (a) and (b), the court may order the impoundment of the vehicle for which the owner could not produce evidence of financial responsibility in violation of subdivision (a) of Section 16028.

(2) A vehicle impounded pursuant to paragraph (1) shall be released to the legal owner of the vehicle or the legal owner's agent if all of the following conditions are met:

(A) The legal owner is a motor vehicle dealer, bank, credit union, acceptance corporation, or other licensed financial institution legally operating in this state.

(B) The legal owner or the legal owner's agent pays all towing and storage fees related to the seizure of the vehicle.

(C) The legal owner or the legal owner's agent presents foreclosure documents or an affidavit of repossession for the vehicle.

(3) (A) A legal owner or the legal owner's agent that obtains release of the vehicle pursuant to paragraph (2) shall not release the vehicle to the registered owner of the vehicle or any agents of the registered owner, unless the registered owner is a rental car agency, except upon presentation of evidence of financial responsibility, as defined in Section 16020, for the vehicle. The legal owner or the legal owner's agent shall make every reasonable effort to ensure that the evidence of financial responsibility that is presented is valid.

(B) Prior to relinquishing the vehicle, the legal owner may require the registered owner to pay all towing and storage charges related to impoundment and any administrative charges authorized under Section 22850.5 that were incurred by the legal owner in connection with obtaining custody of the vehicle.

(4) A vehicle impounded under paragraph (1) shall be released to a rental car agency if the agency is either the legal owner or the registered owner of the vehicle and the agency pays all towing and storage fees related to the seizure of the vehicle.

(5) A vehicle impounded under paragraph (1) shall be released to the registered owner of the vehicle only upon presentation of evidence of financial responsibility, as defined in Section 16020, for that vehicle, and evidence that all towing and storage fees related to the seizure of the vehicle are paid.

This paragraph does not apply to a person, entity, or agency who is entitled to release of a vehicle under paragraph (2) or (4) and is either:

(A) The registered and the legal owner and is described in subparagraph (A) of paragraph (2).

(B) The registered owner or legal owner and is described in paragraph (4).

(d) It is the intent of the Legislature that fines collected pursuant to this section be used to reduce the number of uninsured drivers and not be used to generate revenue for general purposes.

(e) (1) Except as provided in this subdivision, the court shall impose a fine that is greater than the minimum fine specified in subdivision (a) or (b), and may not reduce that fine to the minimum specified fine authorized under those provisions, unless the defendant has presented the court with evidence of financial responsibility, as defined in Section 16020, for the vehicle. In no event may the court impose a fine that is less than the minimum specified in subdivision (a) or (b), or impose a fine that exceeds the maximum specified fine authorized under those subdivisions. In addition to the fine authorized under subdivision (a) or (b), the court may issue an order directing the defendant to maintain insurance coverage satisfying the financial responsibility laws for at least one year from the date of the order.


Is YA utilizing the best of their advertising by posting life insurance ads in RS?
Q. I mean who needs life insurance we are all going to heaven, right?

A. there are ads here? i never see any...


How much does a mammogram cost without insurance?
Q. Post questions for me to update mine.

A. If you are over 40 AND have no insurance AND meet certain income limits, then you might qualify for a free mammogram. Contact your local health dep't for more info on that.

In Arkansas a diagnostic mammogram will run you $200-$300. Good luck!





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Friday, December 7, 2012

How long does it take insurance companies to create your insurance?

Q. My father just bought a mercedez sl 500 convertible. Its a 2000. We got it on saturday. Call the insurance to transfer myself onto the car on monday. todays wednesday and still no word. How long will it take for them to rate the car and post me on the insurance?

A. Should take about 15 minutes, with a halfway decent agent - and they should be able to fax or email you an insurance card, so you have proof of coverage.


How does an eBay seller get insurance for their product?
Q. I need full insurance coverage for the products I am selling. I need product, damage control, and postal insurance. Is there an all in one deal anywhere? I know buyers can obtain insurance on some products through ebay, but can sellers get insurance too while it's shipped to the buyer. Can Paypal or eBay cover it?

A. You can buy insurance when you print your packages online up to $500 for USPS packages and $1000 for UPS through Paypal shipping, USPS.com and UPS.com

You can walk in packages more than that to the UPS store or the post office

Personally, I think shipping insurance is a rip-off. I believe in self-insurance. If 1 or 2 packages a year get lost, I just take the loss and cover it with what I saved from the hundreds of packages that got to their destination without any insurance.


How is the dental insurance in the military?
Q. How is the dental insurance in the military? Do they pay for most major dental practices?

A. For who? The AD member? there is no charges and all work is taken care of on base/post by the Dental Clinic there unless a referral is needed.

For dependents, it is $13 for 1 dependent, $33 for 2 or more, covers 2 cleanings every year, 1 standard xray every year, and up to 80% coverage of work done with a cap of $1200 per year. If the dependent is under 23 then up to $1500 is covered for braces. These prices and coverage will change within the next year as it is going from United Concordia to MetLife. http://www.tricaredentalprogram.com


How does the insurance work when shipping jewelry?
Q. I'm selling a diamond ring for my mom on ebay, and she says that it should be insured before it's shipped to wherever. How does that work? How much would insurance be, and would we get that money back if it reaches its destination safely? The ring is worth almost $2000.

A. Are you shipping the ring with UPS? The post office? Or ?

The post office sells insurance on the item being shipped. I do not know if the other carriers do or not. If the item is shipped ok you do not get your money back. You paid for insurance and that service.

Check with the post office to see how much the insurance cost.





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Why does the unemployment rate not include post insurance unemployed?

Q. People who are out of unemployment insurance and still unemployed are not counted . Why? Wouldn't it be a more true indicator of the state of the emploment situation? Does the country's leader really think you should be a departent store greeter 6 months and 1 day after your tech job goes to China.

A. Because it's the unemployment RATE, not the unemployment percentage. It's the rate of new applications being filed to collect unemployment insurance.
No, the countrys leader probably doesn't think that. Since this is money paid to you as a result of making a 'claim' on the policy you paid into while you were working, you are only due the dollar value that you were insured for.


How do you ship jewelry within Canada?
Q. I have rings that need to be shipped from Saskatchewan, Canada to Alberta, Canada.

What is the best way to ship the rings with a tracking number and insurance?

Canada Post has insurance up to $5000, but the rings are more than the insurance would cover.

Any suggestions would be greatly appreciated. Thank you!

A. You can use services like parcel pro who provide insurance and ship with fedex. You have to set up an account.


Do you technically have to have a proof of posting stamp when returning an item?
Q. I bought something from topshop and i don't have that much time to walk to the nearest post office. Can I just post it normally?
Doesn't proof of posting just provide insurance of something?
Thanks

A. Bascially if you can't be bothered to walk to the post office to get the certificate of posting, it seems you're not very bothered about whether your package reaches safely.
If you just "post it normally" - presumably you mean in a postbox - where is your proof of posting.
Insurance is not free and never has been


How would auto insurance company know if I am unemployed?
Q. I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don't tell the insurance company that I lost my job. How will the insurance company know if I am working or not?

A. They don't know if you are employed or not.

It's not based on employment - it's based on credit score. Likely, that other person also stopped paying bills.





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Thursday, December 6, 2012

How is the dental insurance in the military?

Q. How is the dental insurance in the military? Do they pay for most major dental practices?

A. For who? The AD member? there is no charges and all work is taken care of on base/post by the Dental Clinic there unless a referral is needed.

For dependents, it is $13 for 1 dependent, $33 for 2 or more, covers 2 cleanings every year, 1 standard xray every year, and up to 80% coverage of work done with a cap of $1200 per year. If the dependent is under 23 then up to $1500 is covered for braces. These prices and coverage will change within the next year as it is going from United Concordia to MetLife. http://www.tricaredentalprogram.com


How does the insurance work when shipping jewelry?
Q. I'm selling a diamond ring for my mom on ebay, and she says that it should be insured before it's shipped to wherever. How does that work? How much would insurance be, and would we get that money back if it reaches its destination safely? The ring is worth almost $2000.

A. Are you shipping the ring with UPS? The post office? Or ?

The post office sells insurance on the item being shipped. I do not know if the other carriers do or not. If the item is shipped ok you do not get your money back. You paid for insurance and that service.

Check with the post office to see how much the insurance cost.


What happens if you drive in california on a lapsed insurance?
Q. My insurance was due the middle of November and I won't be able to pay it for a whole other month but I will have to drive my vehicle. I know its illegal bit I currently just Seperated from my spouse and I cant afford it right away. I don't own it I have a Loan. What am I looking at for consequences if I get pulled over?

A. This is most of what it says at the California DMV site below (too much for Y!A to allow me to post):

(a) Upon a first conviction, by a fine of not less than one hundred dollars ($100) and not more than two hundred dollars ($200) , plus penalty assessments .

(b) Upon a subsequent conviction, occurring within three years of a prior conviction, by a fine of not less than two hundred dollars ($200) and not more than five hundred dollars ($500), plus penalty assessments.

(c) (1) At the discretion of the court, for good cause, and in addition to the penalties specified in subdivisions (a) and (b), the court may order the impoundment of the vehicle for which the owner could not produce evidence of financial responsibility in violation of subdivision (a) of Section 16028.

(2) A vehicle impounded pursuant to paragraph (1) shall be released to the legal owner of the vehicle or the legal owner's agent if all of the following conditions are met:

(A) The legal owner is a motor vehicle dealer, bank, credit union, acceptance corporation, or other licensed financial institution legally operating in this state.

(B) The legal owner or the legal owner's agent pays all towing and storage fees related to the seizure of the vehicle.

(C) The legal owner or the legal owner's agent presents foreclosure documents or an affidavit of repossession for the vehicle.

(3) (A) A legal owner or the legal owner's agent that obtains release of the vehicle pursuant to paragraph (2) shall not release the vehicle to the registered owner of the vehicle or any agents of the registered owner, unless the registered owner is a rental car agency, except upon presentation of evidence of financial responsibility, as defined in Section 16020, for the vehicle. The legal owner or the legal owner's agent shall make every reasonable effort to ensure that the evidence of financial responsibility that is presented is valid.

(B) Prior to relinquishing the vehicle, the legal owner may require the registered owner to pay all towing and storage charges related to impoundment and any administrative charges authorized under Section 22850.5 that were incurred by the legal owner in connection with obtaining custody of the vehicle.

(4) A vehicle impounded under paragraph (1) shall be released to a rental car agency if the agency is either the legal owner or the registered owner of the vehicle and the agency pays all towing and storage fees related to the seizure of the vehicle.

(5) A vehicle impounded under paragraph (1) shall be released to the registered owner of the vehicle only upon presentation of evidence of financial responsibility, as defined in Section 16020, for that vehicle, and evidence that all towing and storage fees related to the seizure of the vehicle are paid.

This paragraph does not apply to a person, entity, or agency who is entitled to release of a vehicle under paragraph (2) or (4) and is either:

(A) The registered and the legal owner and is described in subparagraph (A) of paragraph (2).

(B) The registered owner or legal owner and is described in paragraph (4).

(d) It is the intent of the Legislature that fines collected pursuant to this section be used to reduce the number of uninsured drivers and not be used to generate revenue for general purposes.

(e) (1) Except as provided in this subdivision, the court shall impose a fine that is greater than the minimum fine specified in subdivision (a) or (b), and may not reduce that fine to the minimum specified fine authorized under those provisions, unless the defendant has presented the court with evidence of financial responsibility, as defined in Section 16020, for the vehicle. In no event may the court impose a fine that is less than the minimum specified in subdivision (a) or (b), or impose a fine that exceeds the maximum specified fine authorized under those subdivisions. In addition to the fine authorized under subdivision (a) or (b), the court may issue an order directing the defendant to maintain insurance coverage satisfying the financial responsibility laws for at least one year from the date of the order.


Is YA utilizing the best of their advertising by posting life insurance ads in RS?
Q. I mean who needs life insurance we are all going to heaven, right?

A. there are ads here? i never see any...





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Monday, December 3, 2012

How long does it take insurance companies to create your insurance?

Q. My father just bought a mercedez sl 500 convertible. Its a 2000. We got it on saturday. Call the insurance to transfer myself onto the car on monday. todays wednesday and still no word. How long will it take for them to rate the car and post me on the insurance?

A. Should take about 15 minutes, with a halfway decent agent - and they should be able to fax or email you an insurance card, so you have proof of coverage.


How many members will the Church of Atheism of Eau Claire have by 2020?
Q. In one year they gained 30 members, performed 2 weddings, de-baptized 4 people, de-confirmed 1 person, and sold one post-rapture pet insurance policy.

Would you expect 60 members total next year, or do you think it will compound?

A. There's a Church of Atheism? Sounds like a contradiction to me..


How does an eBay seller get insurance for their product?
Q. I need full insurance coverage for the products I am selling. I need product, damage control, and postal insurance. Is there an all in one deal anywhere? I know buyers can obtain insurance on some products through ebay, but can sellers get insurance too while it's shipped to the buyer. Can Paypal or eBay cover it?

A. You can buy insurance when you print your packages online up to $500 for USPS packages and $1000 for UPS through Paypal shipping, USPS.com and UPS.com

You can walk in packages more than that to the UPS store or the post office

Personally, I think shipping insurance is a rip-off. I believe in self-insurance. If 1 or 2 packages a year get lost, I just take the loss and cover it with what I saved from the hundreds of packages that got to their destination without any insurance.


How is the dental insurance in the military?
Q. How is the dental insurance in the military? Do they pay for most major dental practices?

A. For who? The AD member? there is no charges and all work is taken care of on base/post by the Dental Clinic there unless a referral is needed.

For dependents, it is $13 for 1 dependent, $33 for 2 or more, covers 2 cleanings every year, 1 standard xray every year, and up to 80% coverage of work done with a cap of $1200 per year. If the dependent is under 23 then up to $1500 is covered for braces. These prices and coverage will change within the next year as it is going from United Concordia to MetLife. http://www.tricaredentalprogram.com





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