Q. I have obtained my license to sell Vehicle Insurance in Texas. I would like to know how can I start selling Vehicle Insurance? I currently own a business that offers Notary Service, Income Tax, and much more! I really need help with this. Honest Answers 10 Points!
A. The fact you're asking this question shows you're not ready to sell auto insurance. You need a contract with an insurance company to sell their product. The chances of someone who knows nothing about the business, especially someone who has multiple occupations, getting a contract with an insurance company is slim to none. You'll need to work for a brokerage/agency for a few years to get some experience under your belt before any insurance comapny will even return your phone calls.
Can vehicle insurance be purchased by someone who is homeless?
Q. When vehicle insurance is required in order to operate a vehicle, how does a homeless person provide a legally valid address? Does this mean homeless persons will be discriminated from operating a vehicle legally, thereby rendering them "carless" as well?
A. If they are really homeless... they would not have money for a car or insurance so no worry there.
How can I get commercial vehicle insurance?
Q. i need to get commercial vehicle insurance for my air conditioning service fan, but i want a really good price and need to get numerous quotes, how can I go about this? is there any websites that can give you quotes?
thanks.
thanks.
A. Call a local independent agent. Independent agencies will have multiple markets to shop you to. You can also try direct write companies like Allstate, Farmers etc. Who does your personal insurance right now? Give them a call first and see what they might have available.
In New York State do you have to have vehicle insurance while driving a rented truck?
Q. OK ill explain this as simple as possible. I rented a truck from a truck rental place and opted out of the insurance. I have vehicle insurance and so does anyone else who was going to be driving the truck. One of my friends was driving the truck and caused damage to the truck. He was not on the rental contract to be driving the truck. He does have his own vehicle insurance. My question is will his insurance company cover the damages? I was under the impression that in NYS, no matter whether or not you should be driving the rental truck your insurance will cover you. Thanks ahead of time.
A. No, it won't.
There are several different ways a policy can be written, and not all policies will carry over onto a rental. And for physical damage to carry over, you must have physical damage on YOUR car, and YOUR car must be off the road - ie, in the shop, and NOT available for use. It would only carry over, if you are the NAMED insured (not a listed driver), and it only carries over to a substitute vehicle that YOU rent.
HOWEVER. When it DOES carry over, it only carries over to PRIVATE PASSENGER type vehicles. Not trucks. So even if he had coverage, AND his vehicle was off the road due to not running, AND the policy was in his name, AND the policy form allowed carryover for substitute vehicles, it wouldn't carry over to a TRUCK.
Sorry. His insurance won't cover. Neither will yours, as this is a TRUCK.
There are several different ways a policy can be written, and not all policies will carry over onto a rental. And for physical damage to carry over, you must have physical damage on YOUR car, and YOUR car must be off the road - ie, in the shop, and NOT available for use. It would only carry over, if you are the NAMED insured (not a listed driver), and it only carries over to a substitute vehicle that YOU rent.
HOWEVER. When it DOES carry over, it only carries over to PRIVATE PASSENGER type vehicles. Not trucks. So even if he had coverage, AND his vehicle was off the road due to not running, AND the policy was in his name, AND the policy form allowed carryover for substitute vehicles, it wouldn't carry over to a TRUCK.
Sorry. His insurance won't cover. Neither will yours, as this is a TRUCK.
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