Q. I am already under my father's health insurance plan. I plan on going to Japan for a few years. My question is will his health insurance cover any medical expenses I may have while I am there? Or will I have to get a separate insurance plan?
A. You ask that, like you think every health insurance is IDENTICAL in coverage.
It's not.
Odds are, you won't be covered, but you don't know for sure, until you call them. If you DO call them, make sure you find out EXACTLY what is covered, how much, and under what circumstances.
It's not.
Odds are, you won't be covered, but you don't know for sure, until you call them. If you DO call them, make sure you find out EXACTLY what is covered, how much, and under what circumstances.
Are there private health insurance companies in Sweden?
Q. Simple question, do they have private health insurance companies in Sweden or is it all government run and sponsored? Is there a private option or not?
I just need a factual answer, yes or no. Opinions and sales pitches aren't necessary.
I just need a factual answer, yes or no. Opinions and sales pitches aren't necessary.
A. Private health insurance is available and increasingly popular in Sweden. Most who have it get it as a benefit from their employers.
How much does it cost for an American to give birth in Australia?
Q. My husband MAY have options for a basketball contract in Australia and I have questions regarding health insurance for our family. We currently have a 2 year old and would like to extend even further some time in the future. I believe my husband would be on a working visa since that is what we've done in Europe in the past, but what does that mean for my daughter and I? If we want to get pregnant during our stay, would we be able to get coverage? Any answers would be great.
A. You won't be eligible for Medicare if the family isn't here on a permanent visa, but you will be able to take out private health insurance that will cover pregnancy and obstetric expenses. You will have to take it out well before you get pregnant because there will invariably be a 12 month waiting period for pregnancy related benefits but you won't have any trouble getting cover if you get it early enough.
Some private insurance for temporary residents will provide even better benefits than Medicare with private insurance would return for a permanent resident or citizen i.e. GP, specialist, pathology and diagnostic services with no co-payments, free private hospital care and all prescribed pharmaceuticals. The cheapest cover for overseas residents will only cover public hospital obstetric expenses and may not cover any out of hospital services. While there will be a 2 month waiting period before any benefits can be claimed and the 12 month waiting period for pregnancy and obstetrics, pre-existing ailments and your medical history will not be considered. Family premiums range between $170 and $500 per month depending on the level of cover. There are a number of insurers providing insurance for temporary residents including:
http://www.austhealth.com/index.php
http://www.medibank.com.au/Visitors-Cover/About-Visitors-Cover/About-Working-Visa-Health-Insurance.aspx
Some private insurance for temporary residents will provide even better benefits than Medicare with private insurance would return for a permanent resident or citizen i.e. GP, specialist, pathology and diagnostic services with no co-payments, free private hospital care and all prescribed pharmaceuticals. The cheapest cover for overseas residents will only cover public hospital obstetric expenses and may not cover any out of hospital services. While there will be a 2 month waiting period before any benefits can be claimed and the 12 month waiting period for pregnancy and obstetrics, pre-existing ailments and your medical history will not be considered. Family premiums range between $170 and $500 per month depending on the level of cover. There are a number of insurers providing insurance for temporary residents including:
http://www.austhealth.com/index.php
http://www.medibank.com.au/Visitors-Cover/About-Visitors-Cover/About-Working-Visa-Health-Insurance.aspx
I want to spend a year traveling and have questions about health insurance?
Q. I currently have health insurance with my employer but I am considering taking a year off to travel around the world a bit. If I get my own health insurance coverage, and I don't allow it to lapse before I get it, will I have trouble getting pre-existing conditions treated in the future when I rejoin an employer?
I don't have any major health issues -- mostly some tendonitis that has required repeat physical therapy -- not even sure if this would count as a pre-existing condition.
I don't have any major health issues -- mostly some tendonitis that has required repeat physical therapy -- not even sure if this would count as a pre-existing condition.
A. No, you shouldn't have any trouble, as long as it's with a group policy, and you don't let your current policy lapse.
Check with your current policy, though, because likely you're NOT going to have "worldwide" coverage.
Check with your current policy, though, because likely you're NOT going to have "worldwide" coverage.
Powered by Yahoo! Answers
No comments:
Post a Comment