Q. My wife and I are about to buy a residential lot for our future home. We are putting 10 percent down and we don't plan on building for about three to four years. Are we required to pay insurance for the lot? Or what other fees might there be?? We live in South Carolina. Thanks.
A. No.
You might have to pay insurance for the mortgage, but you NEVER pay insurance on the lot for land only.
The reason is, land is permanent, and cannot be destroyed from normal things like a fire.
You might have to pay insurance for the mortgage, but you NEVER pay insurance on the lot for land only.
The reason is, land is permanent, and cannot be destroyed from normal things like a fire.
Why should people who dont pay insurance get a free house?
Q. Example:
Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care.
The person who doesn't pay insurance has their house burn down - the community donate them a free house.
WHY?
What is the point of sacrifice if those who don't invest in their future get more?
I AM ANGRY
Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra.
A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?
Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care.
The person who doesn't pay insurance has their house burn down - the community donate them a free house.
WHY?
What is the point of sacrifice if those who don't invest in their future get more?
I AM ANGRY
Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra.
A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?
A. It doesn't seem fair, but that attitude of allowing others to provide for you when you have done nothing to earn it will come around to haunt you.
As is, the community felt a common human emotion: sympathy. They just wanted to help. In the future, should something else happen to the family as a result of their irresponsible behavior, the community will probably be less willing to help.
As is, the community felt a common human emotion: sympathy. They just wanted to help. In the future, should something else happen to the family as a result of their irresponsible behavior, the community will probably be less willing to help.
is it normal for a teen to pay insurance before owning a car?
Q. My boyfriend (since he got his license at 16 before he had his own car) has been paying $200 a month on insurance because his parents said he had to.
My question is, did he have to pay insurance even when he didnt own a car?
My question is, did he have to pay insurance even when he didnt own a car?
A. Legally? Yes, the parents had to add him to the insurance's list of drivers, that costs money.
Should he be paying it himself? Yeah, to teach him responsibility and for kind of toll for using their car/a car they bought for him.
Should he be paying it himself? Yeah, to teach him responsibility and for kind of toll for using their car/a car they bought for him.
Do I have to start paying insurance once I get my license?
Q. I am 16, passed my license exam, and live in Florida. My mom won't let me get the license because she insists that she'd have to start paying insurance right away. After talking to driving friends, I've concluded that this isn't true, but I'd just like to ask strangers haha.
A. If you will be driving the family car regularly (and I'm sure you will...) then yes, you need to be added to the insurance. Teen insurance rates can be pretty expensive.
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