Showing posts with label usa health benefits. Show all posts
Showing posts with label usa health benefits. Show all posts

Thursday, December 6, 2012

What is the cheapest way to receive medical health care in USA?

Q. I am about to leave my and in doing so dropping my health benefits. Where can I locate health benefits in california that are not too costly?

A. Find a job that offers health insurance, or simply buy insurance. In the United States, the average person can get $1 million in coverage that covers 2 annual physical exams and discounted prescription drugs for about $30 a month with a $2-3k deductible. However, we also have tax deductible HSA's or Health Savings Accounts to complement the high deductible insurance plans.

This works quite well for some people, such as myself. I pay about $300 a year for health insurance, and over 2 years using the HSA's saved about $15,000 that is set aside to cover my deductible or other health related costs. In those same 2 years, if I were to have the same insurance I provide my employees, I would have paid more than $10,000 compared to my $600.


Is giving a living wage and health benefits to a hard-working American now called socialism?
Q. It seems the warped Fox types now think it is communism or socialism to pay a decent wage with health-care benefits? Is that the Republican attitude? Do all Rebulicans now call this communism?

A. Of course, it's the time honoured way for all conservatives to scream communism at the merest hint of anything which might divert the flow of cash into their pockets. One of the world's best economies is that of Norway, which is a deeply socialist nation. Having lived both there and in the USA, I can tell you that they have virtually no homelessness, minimal crime, outstanding socialized medicine (available to everyone, rich or poor), and one of the highest performing education systems in Europe. Add to this an environmentally responsible mindset, excellent public transport, a very high standard of living, only the most blinkered cretin opponent of socialism could deny that it works when administered properly. And no doubt they'd still call the Norwegians "commies", then lock their doors, arm themselves to the teeth, and keep paying their medical insurance, and saying God Bless America

Booker; I'm neither Norwegian nor American. You are typical of the detestable greedy me-me-me sheep who inhabit far too many US cities. Since you are obviously mentally incompetent I shall ask you a simple question. Why can the USA afford to spend trillions on the laughable war on terror (small case intended), yet cannot afford to educate its citizens, allows people to die from lack of medical treatment, and has the highest level of homelessness in the developed world? Have you never asked yourself just how a government with almost no social programs to pay for has managed to virtually bankrup its country? I'll stick to Norway thanks, that way I won't get shot at, I won't get mugged, I won't drive a stupidly large engined SUV that makes me look like a retard, I won't have to pay medical insurance (that may or may not be any use at all should I get sick), I'll get top notch education, I'll earn one of the highest average incomes in the world, living in one of the very few world economies that has a trade surplus, I won't have a moronic imbecile as a president, and most of all I can sleep soundly knowing that my taxes are helping people less fortunate than myself.

Om du bara visst va en javla fitte du ar


Have Democrats crossed the line from helping the poor, to helping the poor become the dominant class?
Q. Hillary Clinton was on the board of directors of Walmart.

Walmart is now the biggest employer in the USA.

Most Walmart employees are dirt poor, and Walmart keeps them that way.

They get no health benefits, so they go on Medicaid and WE TAXPAYERS become their benefits plan.

Medicaid pays for them to have an unlimited number of babies, so the government keeps flooding the country with more and more poor people to spend their lives slaving at Walmart.

Has this gone beyond helping the poor to escape from poverty, and entered the realm of perpetuating poverty for generations?

A. It is all about power.

The Democrat Party has a consistent long term strategy of consolidating permanent power through the creation of huge voter base which is irrevocably dependent on government.

They are very close to succeeding.


Is the only way to save USA auto industy by a purge thru bankrupcy?
Q. Isnt that going to be a burden on the older retirees who dont have savings and used to that extra $1800 per month plus all health benefit, in particular that bunch?

Would it be better for the Whole Company, thru the CEO's and UAW leadership to vote a void on the current contract and go that route to at least spare a lot of pain to individuals and families?

A. Yes.





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Taking a job will cut healthcare benefits from the state. Can I ever get out of this TRAP?

Q. Recently, I had a defib-pacemaker put in, all on recently acquired Medical Assistance. I take about $500 of prescriptions per month; [nothing HIV]. How can I get a JOB with this health situation? Health benefits don't start for 3 months or more, and don't cover "pre-existing conditions". I have so much to give. Earning money will kill the health benefits & the salary could not cover the Rx's. At 48, I'm not ready to croak yet, so how can I get out of this weird trap? I am elligible for new career training, but this problem is still the same. I live in Maryland, USA.
Thank you all, ahead of time.

A. If you already have medical coverage and do not let is lapse for longer than 63 days the pre-existing wait/clause will not affect you. A health company can only impose a 6 month or 12 month wait for treatment if you have let your coverage lapse. I would suggest you go to a large company so the health plan will be a big one so your claims don't jump the rates off the page to someone. Either way you will have to wait out the time and get enrolled in benefits and get going. Consider the new career training if you want to change your job. Get back in the work pool and ride it out!


What is the impact of Federal COLA's on the USA budget annually?
Q. Obama has proposed to cut budget 1.1 trillion over 10 years. Great! But in a period of high unemployment where the people ( peasants) are losing benefits in the private sector such as pensions and health care benefits, where is the public sector cuts and why are they getting COLA's (cost of living increases )at my expense. How much does it affect the budget annually. I believe this is an area we need to cut.

A. They cut the COLA for senior citizens getting Social Security. I guess the old people who worked at *real* jobs all their lives don't count as long as government workers get more.


What's the difference between Canadian and USA health care?
Q. When I went to the doctor, I got a chest x ray, blood test and something else. It cost absolutely nothing. It was also very quick, no wait times.

We pay medical services premiums up here (kind of like forced insurance I guess). But you are exempt if you don't make much money.

What are the differences? Benefits/costs?

Thanks!
We don't get free healthcare. We are forced to pay premiums like insurance to the government, although it's pretty cheap depending on how much you make I guess.

A. The health care is about the same in both countries. However, the way we pay for it is different. You pay your premiums to the government and we pay our premiums to insurance companies. If we don't have insurance then we have to pay directly to the health care provider when we receive medical services.


Questions for people who feed their dogs a raw diet?
Q. I'm wanting to switch my dogs to a raw diet And I was wondering why there is not very many ingredients in a raw diet. And also can you tell me if the raw food I'm switching them to is any good. Also what health benefits does a raw diet have verses regular kibble. And is there anything I should take note of when switching to a raw diet.

Below is the raw food I want to start feeding and the food I used to feed them:

Grandma Lucy's Artisan Freeze dried raw diet dog food (This is the food I want to switch them to)

DESCRIPTION-
***Grandma Lucy�s a true ARTISAN

�USA Originated Ingredients
�Grain-Free Recipes
�USDA Meat
�Human-Grade Ingredients
�Hormone and Antibiotic Free Meats
�No By-Products
�Tough Standards
�All Products Made in Our California Facility


INGREDIENTS-

USDA Chicken, Potatoes, Flax, Carrots, Celery, Apples, Blueberry, Cranberries, Garlic, Vitamin A, Vitamin D3, Vitamin E, Niacin, Iron, Calcium, Phosphorus, Zinc, Riboflavin, Thiamin, Potassium, Manganese, Chloride, Copper, Magnesium, Pyridoxine, Cyanocobalamin



***Harmony Farms Chicken and Brown Rice Recipe
Dry Dog Food (Food they are currently eating)

INGREDIENTS:

Chicken, chicken meal, whole ground brown rice, whole ground barley, rye, oats, chicken fat (preserved with natural mixed tocopherols), natural chicken flavor, menhaden fish meal, alfalfa meal, dried beet pulp (sugar removed), ground flax seed, dried eggs, peas, whole carrots, whole sweet potatoes, canola oil, apples, potassium chloride, sea salt, blueberries, chicory root extract, dried kelp, vitamin E supplement, Lactobacillus acidophilus, Bacillus subtilis, Bifodobacterium thermo-philum, Bifidobacterium longum, Enterococcus faecium, Yucca schidigera extract, choline chloride, zinc proteinate (source of chelated zinc), zinc sulfate, iron proteinate (source of chelated iron), ferrous sulfate, manganese sulfate, manganese proteinate (source of chelated manganese), vitamin B12 supplement, niacin, calcium ascorbate (source of vitamin C), vitamin A supplement, cobalt proteinate (source of chelated cobalt), calcium pantothenate, riboflavin supplement, copper proteinate (source of chelated copper), vitamin D3 supplement, thiamine mononitrate, ethylenediamine dihydriodide (source of iodine), pyridoxine hydrochloride, rosemary extract, biotin, folic acid, sodium selenite

Is there a reason there are more ingrediants in regular kibble than raw food?
Jackie- Thanks for your input but I know for a fact that Vets or people who work for them don't really know much about Dog/Cat nutrition cause if they always recommend science diet which is a horrible food (low quality). And the new food I want to feed them is not hard raw its precooked But fresher is better.

A. If you want to do the raw diet, I highly suggest you get pre-made raw patties out of your head and follow the Prey Model Raw diet.
It's comprised of 80% muscle meat, 10% bone, 5% liver and 5% other secreting organ like kidney, spleen, pancreas, thymus etc.

Dogs are carnivores and have no need for vegetable or grain matter in their diet. They lack the enzymes to break down and digest cellulose.

Here are some websites to help you with your research:
http://www.preymodelraw.com
http://www.rawlearning.com
http://www.rawfeddogs.net
http://www.rawfed.com
http://www.rawmeatybones.com
http://pets.groups.yahoo.com/group/rawfeeding/

As for why there's so many ingredients in kibble?
Probably because the kibble has been cooked and rendered down to make the small bits. Cooking destroys many of the vitamins and minerals found in meats and vegetables, so companies have to add in all those extra ingredients to compensate for the loss.

ADD: Thanks for the TD Jackie. The OP asked about raw diets, not your opinion of them.





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