Q. Hi, we are immigrants, we came here lawfully in us 4.5 years ago. im 13 and both of my parents came with me. with my brother also. he is 19. moved out. i was wondering how can i get insurance for myself and my parents. i live in michigan. we were only "eligible" for emergencies. its unfair. my parents dont make a lot of money. we are stuck paying the high prices of going to doctors. what can i do to get regular insurance. anyone that can help will be greatly appreaciated. thank you.
A. Your parents can buy individual health policies for them and you. You can't, because you're a minor. They should consult an insurance broker that handles individual plans to see what options are available.
After i register my car how much time do i have to get insurance, while still driving?
Q. I just registered it today and i was wondering if i can drive it around, till i get insurance this weekend. Im in MN.
A. Um, think of it this way. Let's say you were allowed to register your car at 1 in the afternoon, without insurance. At 5 minutes after 1, you are leaving the parking lot, entering the main street, new plates on your car, and are t-boned by a garbage truck you didn't see coming. Who pays for your car? Nobody. Who pays for the damage to the garbage truck? Right, his insurance. Who do they sue? You, that's who.
You don't have any "time" to get insurance, because insurance cannot be purchased after something happens.
You don't have any "time" to get insurance, because insurance cannot be purchased after something happens.
Where can I get insurance for my unsecured cash flow notes?
Q. I have unsecured cash flow notes and wondering where I can get insurance in case they were defaulted on. I heard some cash flow note insurance companies charge a one time premium of 15% of the principal. Where can I find a reliable insurer for my cashflow notes?
A. The term 'unsecured' has little or nothing to do with insurance and you can insure anything against anything if you're willing to pay the price.
However it is unlikely you will find a retrospective insurer for a personal holding, such insurance is usually only offered at the time the notes are issued and it isn't likely to be financially viable to do it post sale. The best place to ask is where you bought the notes.
However it is unlikely you will find a retrospective insurer for a personal holding, such insurance is usually only offered at the time the notes are issued and it isn't likely to be financially viable to do it post sale. The best place to ask is where you bought the notes.
My brother is over 18 does he have to get insurance immediately in the situation oulined below?
Q. My brother needs to start driving. Will he have to get insurance if he gets a permit. Can he drive under my moms policy with a permit or a license or will a new policy be needed. And also if he will not be regularly driving for another 3 months can he wait to get insurance until he actually starts driving.
A. If he is driving his parents car than that insurance should cover him. But make no assumptions and call the local agent to be sure and to get an idea of how much more $$$ the parents will have to pay for a under 30 male driver on their cars.
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