Monday, December 10, 2012

What is a large blog/forum similar to yahoo answers?

Q. I use yahoo answers a lot but sometimes I would rather discuss than Question-Answer things. What is a forum or blog that discusses questions about all kinds of things like yahoo answers does?
Thanks!

A. http://www.answerbag.com/
http://www.blurtit.com/
http://www.mahalo.com/answers/

http://stackoverflow.com/
http://www.sodahead.com/
http://www.answerly.com/

http://www.answers.com/
http://answers.wikia.com/
http://www.ehow.com/

http://tweetbrain.com
TweetBrain is a simple to use, crowdsourcing service powered by Twitter user community.

http://iknowtweet.com/

http://www.picanswers.com/
PicAnswers connects people that have questions about an unidentified item with a community of users that can offer expertise. With PicAnswers, users can snap a photo of the item and upload a picture in seconds and let the community of users help them figure out what it is. Popular categories for PicAnswers include art, collectibles and hobbies, health, home and garden, people and places and science.

http://www.questioon.com/
Questioon is a social utility enabling you to pose questions to Google or Real People.
Get real Answers from real people!

http://www.twittez.com
Twittez is a simple Twitter application that lets you get your answers from fellow Twitters, all you have to do is tweet with �does anyone know?� with your question and we will try to find your answer.

http://www.whyzz.com
Parents and caregivers don�t always know the answers to their child�s questions. whyzz supports parents� interactions with their children as they answer those questions.
Whyzz also provides a place that parents and kids can regularly visit to brainstorm together about how the world works before investigating the facts of the whyzz, whatzz, and howzz.
whyzz helps parents to quickly and accurately respond to their curious child�s questions in an engaging, fulfilling manner whenever and wherever they are asked.

http://www.defuddle.com/
Defuddle is a place to answer questions. When faced with dilemmas we make it easy to make up your mind. Ask a question, provide your choices (you can let other people suggest other options if you like), and see what the world has to say. Don�t waste time � you can get an answer in as little as an hour (but if you�re not in a rush you can leave it much longer). We�ll send you an email with the best answer (and of course, detailed results are available too) so you can be on your merry way.

http://askmego.com/
Chat 1 on 1 with a knowledgeable, passionate person on practically any topic.
Advisors help you over chat on any topic or category. Ask a question, experts answer.


How does a physical care routine help to maintain good health for children?
Q. I am doing a course and need to get this question answered!! But my head has gone blank!

I need this finished by monday so please help me!

Much appreciated,
Skye.P.

A. healthy kids


Are we allowed to ask genuine questions about sex on here, or does it count as adult content?
Q. I have some questions that I'm curious about that I don't want to ask friends, because frankly I'm way too old not to know the answers. I know that you can't post questions/answers that have adult content, but what if they aren't offensive and I am asking out of curiosity? I don't want to be reported for them.

A. Here's the information you need to look at:

Can I ask questions about sex?

Sex and sexual health questions are allowed on Answers as long as they are not graphic. Don�t refer to body parts with profane words, don�t over-share sexual details, and don�t represent yourself with an avatar that represents adult content. Be sure to categorize your question correctly because it is possible for a question to be abusive in the context of a specific category, even if it would not be considered abusive in the context of a different category.

Hope this should answer your question.


How do i site a book in MLA format but the book has two authors?
Q. this is what i have so far the authors are Frumkin and Leonard

Frumkin Leonard, Lyn John. Questions & Answers on AIDS. 3rd Edition. Los Angeles: Health Information Press, 1997.

A. The way you have it is in correct MLA format.





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How to get start in Real Estate Investing?

Q. I have been doing research about real estate investing and have a few questions about the process. Is the first thing I need a broker, banker, or a seller? Do I need to see mortgage company or can I just take a loan out form the bank? What kind of down payment do you need? Does anyone have any information about tax break, cuts, or property taxes regarding real estate. Any additional information would be helpful, I'm still in a learning phase.

Thank You

A. First thing you need is a plan. You ask a lot of good questions, and as Eddie G said, a real estate book may be your best bet. Once you are done with that, meet with an financial planner and an accountant. This way you have a better idea of what is your strategy and what direction you want to go in.

Are you looking at long term residual income? If so are you looking at Commercial, residential, land opportunities, easement options? Do you want to flip properties for short term capital growth? Do you want to start off on your own home and growth from there? Know the tax advantages of all as well as exit strategies.

You can go to your own bank for a loan, but you probably want to work with a lender that knows what they are doing and can help direct you. You also want to make sure you get the best rate/service for the price. Banks have less options then mortgage lenders.

Down payment depends on what you buy: Land and commercial can be difficult to impossible to get now: the were requiring about 30-50% down. Residential properties that are rental require a larger % down then residential that is owner occupied. Owner occupied can be al low as 3.5% for FHA loans (be prepared for closing costs so up to 5%), or for conventional loans where you don't have to pay for PMI (private mortgage insurance) it is usally 20% but can be 25% is you live in an area that is considered trending down.

As you can see, from the few questions I answered, you have a lot of options. Read some more and make your plan.

Good luck!


How do I deduct my hand tools for my real estate practice and client party?
Q. Two in one question. I am a real estate broker and I manage properties. In the process I have to do repairs on certain properties and have purchased hand tools for this purchase. I don't want to have to capitalize and all that for a 3.99 screwdriver so how do I deduct these purchases.

Part two. If I throw a client party at my house, can I write off the entire amount or is it subject to the 50% entertainment stuff.

Thanks in advance for your answer.
I have several hand tools so the screwdriver is an example. I can't imagine I have to fill out a sect 179 deduction for each one

A. For these kinds of questions it is best to call: 1-800-829-1040 or do a search on the following website: www.irs.gov


How do real estate agents get leads?
Q. I am looking into getting my real estate license in CA. I had so many questions, but thanks to yahoo answers, i was able to find most of them here. But i still have one question that i cant find the answer to... How does the agent find houses to sell? Do they get the leads from the company they work for? Do they post in the paper that they are an agent and looking to sell someones home? How does that whole situation go down? Thanks

A. Most of us will start as a buyers agent, your first year you will represent many buyers. When your name gets out, assuming that you are good at your job, those buyers will have friends that may be looking to sell. Occasionally, you may get a duty call (where you basically at as a secretary for a few hours) from someone wanting to sell. Also, you have a sphere of influence, people you already know, people that they know, folks you run into while doing things that you do on a regular basis. Don't be afraid to talk to them and let them know you are an agent and are always looking for someone who may be in need of your services. When you get your cards, drop them everywhere...you never know who may call you. Once you get your license part of your process will be you need to find an agency, talk to the broker and see what kind of advertisement the firm does. Some do more than others. I would be happy to talk to you off line about my agency and why I think it's the best.


Can real estate agents in California enter a home when you are not home while the tenant is still paying rent?
Q. We rent a house in LA. Our landlord has given us 60 days to vacate (completely fair). However, in those 60 days he plans on having real estate agents and prospective buyers tromping through the house regularly (often while we are not there). Is this legal? I don't want strangers in my house when I am not there. Can someone refer me to a legal statute that would help answer my question definitively (the lease has no relevant clause).

A. It's not your house.

The landlord usually has the right to reasonable visits for potential purchasers or renters. They may be required to give 24 hours notice and I think it's murky whether he can give standing notice for the entire 60 day period.

His right to show the house is independent of you being there. In other words, he can show it when you're home or not and you don't have any say in the matter assuming he's satisfied the other requirements.





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questions about nuclear power plants and the sun?

Q. Questions; answer for both
Nuclear Power Plant (Not Fossil Fueled)
and Sun

What are the fuel sources?

How is the fuel used to produce/release energy?
What are the similarities in the way they produce energy?

Are there any health hazards associated with the way they produce energy?

Why is energy released when the nuclear reactions take place? Talk about this using your research on the forces that hold the nucleus of an atom together.

A. This can't be answered with a few words.
A nuclear power plant uses fission to get energy. Fission means, splitting. The sun uses fusion, which means sticking.
In a fission reactor the fuel is enriched uranium. The atoms have a large surplus of neutrons which makes it radioactive, neutrons are ejected from the atoms. The rector stimulates this emission under controlled conditions, a lot of heat is generated in the process, the heat is used to boil water and the steam drives electrical generators.
Our sun is a fusion furnace, hydrogen under great pressure and heat is fused into helium, in the process part of the hydrogen atoms that are fused are converted into energy in the form of radiation. E=MC2. There are no similarities in the two methods of production.
dangerous hazards to health are present in each case.


Do your health benefits stay the same if you transfer within the company?
Q. I am moving from Miami to Las Vegas (hopefullly!) and just found that one of the companies that the global company I work for now is in LV and has an opening I would be great for.

As I am desperately not trying to alarm the HR person at my job OR my boss and just need to get very one important questioned answered, does anyone who works in HR know if my health benefits will stay the same if this is technically just a transfer?

IS this a transfer? The company I work for recently acquired this company and a couple of other ones, as well.

A. It would really depend on the company.
I work for a retail vhain of stores and you can transfrer and keep benefits .
however some companies trat different divisions of the compan differently.
In general I would say that if the place you are transfering to is called the same thing you are probably OK however if it's owned by the same people and called something different you are probably starting over weit benefits


Questions on the book Nickel and Dimed by Barbara Enhenreich?
Q. I have to write a paper,
and I need the following questions answered, and some examples!
I have the concept, but I didn't exactly read the book...

Does minimum way provide a liviable wage to Americans in the working class?
How did education, housing, health care, and gender play a role in the opportunities Barbara faced?
What might you do to rectify the situation of a living wage?
What did you learn from this book?


THANK YOU!

A. Got an afternoon or evening?

I read it on a recent car trip in under four hours. I'm not an amazingly fast reader. You can start at any single chapter or section and read just the one, since you know the basic concept, or skip around and get the feel for the different jobs she did.

Skim it at least. All your questions can be easily answered without in-depth reading.

Your teacher is hoping the students will learn the value of education by assigning reading showing the working lives of the uneducated. I really hope you'll take the message even if you can't make time to read it. Living as the working poor sucks.


What site is good for asking health questions?
Q. I want a site that answers my question. I am sick of using yahoo answers. Whenever i ask a question about my health issue. 95% of people always say "go see a doctor" or stupid answer. I am having a panic attack of std because i had sex 1 month ago. And is about time that i need an answer. what is a good site to ask a health questions that answers me ?

A. STD's NEED TREATMENT that's why you get those answers...GET WITH THE PLAN AND SEE A DOCTOR.

OK...so you know better? Go to WEB MD and get the SAME ADVICE...

Yahoo answers isn't designed to be a healthcare provider...most folks KNOW that as well.





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Can an insurance company dictate how many hours you work a week?

Q. My insurance company states that if I drop the insurance, I can work no more than 25 hours a week, can they do this?

A. I think what is happening is this:

The Insurance Company has participation requirements. Your employer may need to have 75% of all eligible employees enrolled in their insurance plan. Waivers for those with coverage through their spouse do not count against them. So, let's say that there are 50 eligible employees and if you were to waive coverage because it is too expensive, you don't feel you need it, or any reason other than you have coverage through your spouse, it puts the group below the 75% requirement. Your election puts the whole group's coverage in jeopardy. The easiest fix is to make you ineligible - cut your hours to below the threshold of a full-time employee.

Bottom line, your employer is trying to protect the integrity of the group health plan for the good of the company and its employees. They can cut your hours anytime they feel it is necessary for the fiscal well-being of the company. I think this qualifies.


How much might it cost an insurance company to investigate an insurance claim for lets say theft?
Q. How much might it cost an insurance company to investigate an insurance claim for lets say theft? I just need a rough figure, any help would be much appreciated. Thanks

A. The insurance company MUST investigate ALL claims. Be it, auto accidents, homeowner claims, they must determine if there is coverage, then determine if owed (liability to 3rd party) or if in theft, they take more steps, since the person claiming, must provide proof of the theft or to verify if not fraud.

They will usually take longer to conclude and will be asked more questions or proof. If fraud, then they will deny and pay nothing.

good luck


How can a life insurance company know if you smoke cigarettes if you quit one week prior to the exam?
Q. Can i quit smoking one week before my insurance company medical exam and my test results be negative?

If so, what happens if I die from lung cancer 20 years later? Will the insurance company protest or pay up?

A. Moral aspects of lying on the application are one part of the issue.

1. The technicalities though are such that the medical test will not show anything after 3 days of not smoking - I have read an article on that.

2. Contestability period is limited to 2 years in California and many other states (insurance is regulated at the state, not federal level). For insurance company to contest the policy the person should die from smoking, not from another cause.

3. Since insurance fraud happens allot it is being calculated into the premium - we all are paying for that insuring cars, homes, autos and lives.


Is it legal for an insurance company in Kentucky to cancel a policy with the 5 day written notice?
Q. Is it legal for an insurance company in Kentucky to cancel a policy with the 5 day written notice?

Under the common provisions 'cancelable'
I live in Kentucky and I am about to take my insurance exam and I am reading up the info in the book. It said "not legal in many states" I just wondered if Kentucky was one or not. Its for Health Insurance.

A. More facts please. What type of insurance. Were there any claims. Does the existing policy address cancellations notice, and what does it state. Are your payments current. Has there been any negative exchanges between you and the insurance company. What reasons were given.





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Why do people compare mandates on health insurance to vehicle insurance?

Q. Considering that most mandates for vehicle insurance usually only include liability which protects other people if you do something stupid, but health insurance is the opposite.

A. Because they are ignorant of the facts and it has nothing to do with choosing to drive or not.

As you mentioned, with car insurance you are only required by the government to get liability coverage. If you dig deeper the real fact is you are actually only required to show financial liability. Most people do that with insurance, but every state will allow you to post a financial bond instead of insurance. The amount of the bond will vary by state but in my state it is $40,000. You can find the information for your state on your state department of insurance website. It can be difficult to find with some states, though.

The other car insurance coverage that is "required" is comprehensive and collision, which are required by your lender, not the government. As long as the car is paid off you don't have to carry that coverage.


how can i get my vehicle insurance with out meeting with an accident?
Q. i there any way that i can get my vehicle insurance with out meeting with an accident.
i have insured my vehicle.how can i get money for my vehicle with out meeting with an accident.

A. Most people who get vehicle insurance don't "meet with an accident". Otherwise it would cost a lot more.

Unless you mean, you want to get vehicle insurance to COVER an accident you've already had. It's too late for that.

Or, maybe you mean, you want to buy it, without meeting an agent. So buy it over the internet, at www.progressive.com.


What factors influence cost of vehicle insurance?
Q. Is vehicle insurance for a used car more expensive than a new car, or less expensive?

A. age of driver (younger costs more)

driving record (DUI costs a lot)

area (N Jersey costs twice as much as Iowa)

type of vehicle (sports cars cost more)

costs more if you have never had insurance before

Don't know about used versus new

If you have several cars, it costs less

Have it on your parents policy, costs less


Why I need a vehicle insurance when police check for vehicle documents ?
Q. Why I need a vehicle insurance when police check for vehicle documents, I know that Insured is to claim ur money in case of any damage to ur vehicle but, I think its my whish that whether I want to get my vehicle insurance claim or not, than why Indian police claim fine if I don�t have Insurance paper after all its my whish whether I want or don�t want my vehicle to be insured.

Or, is it a document needed for police verification if yes than why?

A. If you own you vehicle free and clear of the bank..you have to have liability insurance to cover damage you might do to someone else.
It is generally cheap.

If you owe money to the bank for your car and the bank has your title, then the bank will require full insurance to protect their collateral ..your car.

The reason why is simple..before those laws were in effect, folks without insurance would ram someones car..hurting the driver and destroying their transportation then show up in court saying.
I am broke so too bad about your medical bills and your car...sue me all you want, I have not money to collect.

That is why most states (if not all) require at least liability insurance...to protect the other drivers from irresponsible drivers.





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Will my health insurance be valid in foreign countries?

Q. I am already under my father's health insurance plan. I plan on going to Japan for a few years. My question is will his health insurance cover any medical expenses I may have while I am there? Or will I have to get a separate insurance plan?

A. You ask that, like you think every health insurance is IDENTICAL in coverage.

It's not.

Odds are, you won't be covered, but you don't know for sure, until you call them. If you DO call them, make sure you find out EXACTLY what is covered, how much, and under what circumstances.


Are there private health insurance companies in Sweden?
Q. Simple question, do they have private health insurance companies in Sweden or is it all government run and sponsored? Is there a private option or not?
I just need a factual answer, yes or no. Opinions and sales pitches aren't necessary.

A. Private health insurance is available and increasingly popular in Sweden. Most who have it get it as a benefit from their employers.


How much does it cost for an American to give birth in Australia?
Q. My husband MAY have options for a basketball contract in Australia and I have questions regarding health insurance for our family. We currently have a 2 year old and would like to extend even further some time in the future. I believe my husband would be on a working visa since that is what we've done in Europe in the past, but what does that mean for my daughter and I? If we want to get pregnant during our stay, would we be able to get coverage? Any answers would be great.

A. You won't be eligible for Medicare if the family isn't here on a permanent visa, but you will be able to take out private health insurance that will cover pregnancy and obstetric expenses. You will have to take it out well before you get pregnant because there will invariably be a 12 month waiting period for pregnancy related benefits but you won't have any trouble getting cover if you get it early enough.

Some private insurance for temporary residents will provide even better benefits than Medicare with private insurance would return for a permanent resident or citizen i.e. GP, specialist, pathology and diagnostic services with no co-payments, free private hospital care and all prescribed pharmaceuticals. The cheapest cover for overseas residents will only cover public hospital obstetric expenses and may not cover any out of hospital services. While there will be a 2 month waiting period before any benefits can be claimed and the 12 month waiting period for pregnancy and obstetrics, pre-existing ailments and your medical history will not be considered. Family premiums range between $170 and $500 per month depending on the level of cover. There are a number of insurers providing insurance for temporary residents including:
http://www.austhealth.com/index.php
http://www.medibank.com.au/Visitors-Cover/About-Visitors-Cover/About-Working-Visa-Health-Insurance.aspx


I want to spend a year traveling and have questions about health insurance?
Q. I currently have health insurance with my employer but I am considering taking a year off to travel around the world a bit. If I get my own health insurance coverage, and I don't allow it to lapse before I get it, will I have trouble getting pre-existing conditions treated in the future when I rejoin an employer?

I don't have any major health issues -- mostly some tendonitis that has required repeat physical therapy -- not even sure if this would count as a pre-existing condition.

A. No, you shouldn't have any trouble, as long as it's with a group policy, and you don't let your current policy lapse.

Check with your current policy, though, because likely you're NOT going to have "worldwide" coverage.





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If I buy a residential lot, do I have to pay insurance?

Q. My wife and I are about to buy a residential lot for our future home. We are putting 10 percent down and we don't plan on building for about three to four years. Are we required to pay insurance for the lot? Or what other fees might there be?? We live in South Carolina. Thanks.

A. No.

You might have to pay insurance for the mortgage, but you NEVER pay insurance on the lot for land only.

The reason is, land is permanent, and cannot be destroyed from normal things like a fire.


Why should people who dont pay insurance get a free house?
Q. Example:

Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care.

The person who doesn't pay insurance has their house burn down - the community donate them a free house.

WHY?

What is the point of sacrifice if those who don't invest in their future get more?
I AM ANGRY

Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra.

A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?

A. It doesn't seem fair, but that attitude of allowing others to provide for you when you have done nothing to earn it will come around to haunt you.

As is, the community felt a common human emotion: sympathy. They just wanted to help. In the future, should something else happen to the family as a result of their irresponsible behavior, the community will probably be less willing to help.


is it normal for a teen to pay insurance before owning a car?
Q. My boyfriend (since he got his license at 16 before he had his own car) has been paying $200 a month on insurance because his parents said he had to.
My question is, did he have to pay insurance even when he didnt own a car?

A. Legally? Yes, the parents had to add him to the insurance's list of drivers, that costs money.

Should he be paying it himself? Yeah, to teach him responsibility and for kind of toll for using their car/a car they bought for him.


Do I have to start paying insurance once I get my license?
Q. I am 16, passed my license exam, and live in Florida. My mom won't let me get the license because she insists that she'd have to start paying insurance right away. After talking to driving friends, I've concluded that this isn't true, but I'd just like to ask strangers haha.

A. If you will be driving the family car regularly (and I'm sure you will...) then yes, you need to be added to the insurance. Teen insurance rates can be pretty expensive.





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