Q. I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person's knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing about it? Wouldn't that prevent some murders if there were better procedures put in place?
The shows I am talking about are shows abotu real people and real murders. Forensic Files, Snapped, even dateline.
The shows I am talking about are shows abotu real people and real murders. Forensic Files, Snapped, even dateline.
A. Not legally. The application would have had to have the insured's signature. Otherwise, the signature is forged, or the insured was enticed to sign something without knowing what the instrument was.
For larger life insurance policies, there are medical exams, blood tests, EKG's, etc., to qualify the insured for the coverage. No one can go through those tests without knowing the reason.
The insured could have bought a large policy, and made the spouse, or other perpetrator with an insurable interest the beneficiary.
If somebody wants another out of his/her life so bad that they would resort to muder, the insurance isn't going to make that much of a difference. The crime will probably be attempted anyway.
It kind of sounds like you want to put blame on the insurance companies; just like people put the blame on guns. That would be the same as blaming Ford Motor Company if someone driving a Ford product purposely ran over and murdered his victim.
It's not the insurance company's fault. It's not the gun's fault. It's not the vehicle's fault, but the blame should go to the one who committed the despicable crime - the perpetrator.
For larger life insurance policies, there are medical exams, blood tests, EKG's, etc., to qualify the insured for the coverage. No one can go through those tests without knowing the reason.
The insured could have bought a large policy, and made the spouse, or other perpetrator with an insurable interest the beneficiary.
If somebody wants another out of his/her life so bad that they would resort to muder, the insurance isn't going to make that much of a difference. The crime will probably be attempted anyway.
It kind of sounds like you want to put blame on the insurance companies; just like people put the blame on guns. That would be the same as blaming Ford Motor Company if someone driving a Ford product purposely ran over and murdered his victim.
It's not the insurance company's fault. It's not the gun's fault. It's not the vehicle's fault, but the blame should go to the one who committed the despicable crime - the perpetrator.
What about the insurance policy for TWO people, ONE automobile?
Q. My roommate and I are planning to buy and share one automobile. The serious question is about the insurance policies. Is it possible for us two to have one insurance policy, or two separate policies on this automobile?
Thank you!
Thank you!
A. One vehicle - one policy. You can both be named policy holders.
Got a ticket for no insurance in Missouri can I dismiss it?
Q. Basically I had no proof of insurance on my car and got a ticket for it. I just bought the car and I was covered from my insurance company since I was insured on another vehicle and that transferred onto my new car and I have 30 days to get it actually insured. My question is if I show them that I was insured on another vehicle and my insurance policy also transfers to my new car and is covered for 30 days will they dismiss it?
A. well tale all the proof you have and take it with you to court and if you can proof that you had insurance on that date the Judge should drop it
usually once you buy a new car they will not let you drive off the lot without insurance on that car
usually once you buy a new car they will not let you drive off the lot without insurance on that car
How could a police officer determine if the person driving a car was on the insurance policy?
Q. Say a cop stops behind you at a red light and runs your plates ( this is in new York state) I'm assuming the computer will show him the drivers on the insurance policy. Now what if the person driving at that time wasn't on the policy; does the cop have a picture of the licenses of the insured individuals ( and can just drive by the car and notice the person driving doesn't match the insured) or would he only discover he was uninsured only after pulling him over for say, speeding. Thanks!
A. the sheer amount of computer memory needed would make such a system impossible to operate at reasonable speeds on such a large population as just new your CITY.
and you are allowed to have guest drivers. like a visiting family member who borrows the car. there is a time limit for how long you can be a guest driver, i think its 30 days in cali.
the vehicle needs current insurance. not nessacrily the current driver being insured.
however, driving without insurance can cost you much worse then a ticket. get in an accident, get sued and end up with NOTHING because you have no insurance to cover any of it.
unless you driving record is horrible, or you drive a lamboghini, you shoul dbe able to find insurance for less then $30 a month.
i have geico, $17 a month and my vehicle is an expensive one to insure.
and you are allowed to have guest drivers. like a visiting family member who borrows the car. there is a time limit for how long you can be a guest driver, i think its 30 days in cali.
the vehicle needs current insurance. not nessacrily the current driver being insured.
however, driving without insurance can cost you much worse then a ticket. get in an accident, get sued and end up with NOTHING because you have no insurance to cover any of it.
unless you driving record is horrible, or you drive a lamboghini, you shoul dbe able to find insurance for less then $30 a month.
i have geico, $17 a month and my vehicle is an expensive one to insure.
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