Q. Please I need helpful suggestions,I newly grab a fund of $500,000 from Zenith Finance for investment, now I need an insurance firm where I can get full insurance for all aspects of my business.
I need a good insurance company for an auto-insurance,please help.
I need a good insurance company for an auto-insurance,please help.
A. There's no such thing as "full insurance for all aspects". Additionally, you cannot buy business insurance online.
Talk to a few other small business owners in your area, with similar business types, to see who they use. You're going to need a local, independent agent, for a startup business. It's not going to be about "which of these hundreds of insurance companies are best for me?" It's going to be, which of these half dozen, are even WILLING to write my type of business, and at what rates.
Talk to a few other small business owners in your area, with similar business types, to see who they use. You're going to need a local, independent agent, for a startup business. It's not going to be about "which of these hundreds of insurance companies are best for me?" It's going to be, which of these half dozen, are even WILLING to write my type of business, and at what rates.
Has any one herd of zenith micro insurance for getting a loan insured?
Q.
A. Zenith Micro is not an insurance company. And there are several Zenith insurance companies.
So who knows exactly who you're dealing with. Check company ratings at www.ambest.com.
So who knows exactly who you're dealing with. Check company ratings at www.ambest.com.
Has the attempted Socialist takeover reached its Zenith?
Q. Is this the beggining of the end of the leftist zealots who wish to topple our constitution? I see plenty of cracks in the dam and i think its about to break. People are growing sick and tired of the lies the deciet and the hypocrisy of the Democratic Party.
A. No. Nobama hasn't even gotten started yet.
No one thinks of the unintended consequences of forced charity. There is a reason why Americans donate most to world charities, why we donated most to Tsunami relief, Hunger in Africa, Aids research, the Red Cross etc. It's because we aren't being taxed at 50% like Europe is for healthcare and so called care of the poor. If more money comes out of the pockets of Americans for what the Government deems fit, less will go into Cancer research, Aids research, the American Lung association and other charities. In addition, no one seems to care about more wide spread unemployment for the 14% of Americans who work in healthcare and insurance. Approximately 5% of Americans are supposedly uninsured. That number includes illegal aliens. We are talking about potentially unemploying 14% of Americans for 2% uninsured. Who is REALLY being selfish? The American taxpayer pays for Medicare and Medicaid ALREADY for the uninsured. But since we're on a roll and Socializing everything else, why not unemploy more of our neighbors because American's have trouble with a $10 copay per visit. Why not make EVERYONE have medicaid. That's MUCH better.
Socialism didn't work then, it won't work now and it never will regardless of whois in power. Obama is no messiah.
No one thinks of the unintended consequences of forced charity. There is a reason why Americans donate most to world charities, why we donated most to Tsunami relief, Hunger in Africa, Aids research, the Red Cross etc. It's because we aren't being taxed at 50% like Europe is for healthcare and so called care of the poor. If more money comes out of the pockets of Americans for what the Government deems fit, less will go into Cancer research, Aids research, the American Lung association and other charities. In addition, no one seems to care about more wide spread unemployment for the 14% of Americans who work in healthcare and insurance. Approximately 5% of Americans are supposedly uninsured. That number includes illegal aliens. We are talking about potentially unemploying 14% of Americans for 2% uninsured. Who is REALLY being selfish? The American taxpayer pays for Medicare and Medicaid ALREADY for the uninsured. But since we're on a roll and Socializing everything else, why not unemploy more of our neighbors because American's have trouble with a $10 copay per visit. Why not make EVERYONE have medicaid. That's MUCH better.
Socialism didn't work then, it won't work now and it never will regardless of whois in power. Obama is no messiah.
How does the fire department function within the total government?
Q. ( Executive, Legislative or Judicial?)
A. fire department- department, especially of a ,MUNICIPAL govt whose purpose is preventing and putting out fires.
The history of the fire service in the United States begins in New Amsterdam (later New York), when Director-General Peter Stuyvesant appointed four fire wardens in 1648. Similar legislation followed in Boston in 1653, and this city purchased its first fire engine in 1654. Philadelphia secured an engine in 1719, and New York in 1731.
Early efforts at fire prevention and extinction relied on chimney laws, bucket brigades, simple ladders, and hand-pumped engines imported from Europe, all manned by loosely organized volunteers. Actual fire companies and departments, however, were active in Boston, New York, and Philadelphia early in the eighteenth century. Benjamin Franklin, George Washington, and Thomas Jefferson, as well as other prominent men, were among the ranks of these early volunteers.
Alarms of fire in the early period were given verbally and by rattles, gongs, and bells. The fire alarm telegraph system, with its distinctive fire boxes, developed gradually. Today there are paid dispatchers, radio pagers, the Emergency 911 telephone network, and voice-activated emergency response system street boxes.
The labor of firefighting was divided from the beginning. Hose companies supplied water to the engines and they, in turn, applied it to the fire. Hook and ladder companies were responsible for rescue, ventilation, and overhaul. It is much the same today. Similarly, the helmets, turnout coats, boots, axes, and so on used today closely resemble their predecessors.
Despite their energy, skill, enthusiasm, and dedication, volunteers in large cities were unable to control major fires. A typical example is New York: large portions of the city were destroyed in 1776, 1835, and again in 1845. Even so, the volunteers stubbornly defended their system and hand-drawn equipment against the critics.
By the mid-nineteenth century, urban volunteer fire departments in this country had reached their zenith. They were well organized and, for the most part, effective firefighting forces. But they were also excessively large, racked by dissension and rowdyism, and unwilling to adopt the new technology of the steam engine. This resistance to change, well-publicized fights, and pressure from insurance companies and influential citizens led to the end of the volunteer system in large cities. Politics, ethnic tension, greater fire risks, increasing population, and a decline in the quality of membership were also factors in the change from volunteer to professional firefighters. The transition was not an easy one, however, and the volunteers sometimes fought with their paid successors. In New York the problem was exacerbated by the traditional practice of using nonfiremen, or "runners," to augment the regular force of some three thousand men. These runners, of dubious character and intensely loyal to individual companies, were often only too ready to engage in fights with rival companies. Responding to criticism of the new steam engines by most of his contemporaries, Cincinnati's chief engineer, Miles Greenwood, reportedly said that steamers didn't get drunk or throw brickbats. He apparently felt their only drawback was that they couldn't vote.
With a successful self-propelled steam engine in service ("Uncle Joe Ross"), Cincinnati instituted the first paid department in 1853. New York followed in 1865 and Philadelphia in 1871. It should be noted, though, that many former volunteers filled the ranks of these early departments. Elisha Kingsland, long a volunteer, served as New York's first paid chief engineer.
A paid department, however, did not guarantee that major fires could be quickly and successfully controlled. Witness the devastating fires that occurred in Chicago, 1871; Boston, 1872; Baltimore, 1904; and San Francisco, 1906. Nevertheless, paid departments did offer the following advantages: a constant labor force, modern equipment, greater discipline and efficiency, selective response, and improved alarm systems.
Twentieth-century firefighters, both volunteer and paid, benefited from three technological advances: the internal combustion engine, radio communication, and self-contained breathing apparatus (scba). As technology advanced, however, risks also increased. The large fires of yesterday were certainly dangerous, but they were not fueled by toxic chemicals, petroleum distillates, and radioactive material, sometimes in a skyscraper setting. As a result, two distinctively modern firefighting units have evolved in large cities: hazardous materials and high-rise. Some departments also have rescue units, fire boats, and ambulance service.
Fire protection in the United States today is provided by volunteer and paid firefighters, male and female, acting both separately and in concert. Volunteer departments greatly outnumber paid ones at present, but the fire service continues to change.
The history of the fire service in the United States begins in New Amsterdam (later New York), when Director-General Peter Stuyvesant appointed four fire wardens in 1648. Similar legislation followed in Boston in 1653, and this city purchased its first fire engine in 1654. Philadelphia secured an engine in 1719, and New York in 1731.
Early efforts at fire prevention and extinction relied on chimney laws, bucket brigades, simple ladders, and hand-pumped engines imported from Europe, all manned by loosely organized volunteers. Actual fire companies and departments, however, were active in Boston, New York, and Philadelphia early in the eighteenth century. Benjamin Franklin, George Washington, and Thomas Jefferson, as well as other prominent men, were among the ranks of these early volunteers.
Alarms of fire in the early period were given verbally and by rattles, gongs, and bells. The fire alarm telegraph system, with its distinctive fire boxes, developed gradually. Today there are paid dispatchers, radio pagers, the Emergency 911 telephone network, and voice-activated emergency response system street boxes.
The labor of firefighting was divided from the beginning. Hose companies supplied water to the engines and they, in turn, applied it to the fire. Hook and ladder companies were responsible for rescue, ventilation, and overhaul. It is much the same today. Similarly, the helmets, turnout coats, boots, axes, and so on used today closely resemble their predecessors.
Despite their energy, skill, enthusiasm, and dedication, volunteers in large cities were unable to control major fires. A typical example is New York: large portions of the city were destroyed in 1776, 1835, and again in 1845. Even so, the volunteers stubbornly defended their system and hand-drawn equipment against the critics.
By the mid-nineteenth century, urban volunteer fire departments in this country had reached their zenith. They were well organized and, for the most part, effective firefighting forces. But they were also excessively large, racked by dissension and rowdyism, and unwilling to adopt the new technology of the steam engine. This resistance to change, well-publicized fights, and pressure from insurance companies and influential citizens led to the end of the volunteer system in large cities. Politics, ethnic tension, greater fire risks, increasing population, and a decline in the quality of membership were also factors in the change from volunteer to professional firefighters. The transition was not an easy one, however, and the volunteers sometimes fought with their paid successors. In New York the problem was exacerbated by the traditional practice of using nonfiremen, or "runners," to augment the regular force of some three thousand men. These runners, of dubious character and intensely loyal to individual companies, were often only too ready to engage in fights with rival companies. Responding to criticism of the new steam engines by most of his contemporaries, Cincinnati's chief engineer, Miles Greenwood, reportedly said that steamers didn't get drunk or throw brickbats. He apparently felt their only drawback was that they couldn't vote.
With a successful self-propelled steam engine in service ("Uncle Joe Ross"), Cincinnati instituted the first paid department in 1853. New York followed in 1865 and Philadelphia in 1871. It should be noted, though, that many former volunteers filled the ranks of these early departments. Elisha Kingsland, long a volunteer, served as New York's first paid chief engineer.
A paid department, however, did not guarantee that major fires could be quickly and successfully controlled. Witness the devastating fires that occurred in Chicago, 1871; Boston, 1872; Baltimore, 1904; and San Francisco, 1906. Nevertheless, paid departments did offer the following advantages: a constant labor force, modern equipment, greater discipline and efficiency, selective response, and improved alarm systems.
Twentieth-century firefighters, both volunteer and paid, benefited from three technological advances: the internal combustion engine, radio communication, and self-contained breathing apparatus (scba). As technology advanced, however, risks also increased. The large fires of yesterday were certainly dangerous, but they were not fueled by toxic chemicals, petroleum distillates, and radioactive material, sometimes in a skyscraper setting. As a result, two distinctively modern firefighting units have evolved in large cities: hazardous materials and high-rise. Some departments also have rescue units, fire boats, and ambulance service.
Fire protection in the United States today is provided by volunteer and paid firefighters, male and female, acting both separately and in concert. Volunteer departments greatly outnumber paid ones at present, but the fire service continues to change.
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