Q. My boyfriend booked a trip to Vegas for next month and I don't think we will be dating by then. I put it under my AAA member number and he paid with his credit card. We picked the travel insurance they offered where you can cancel your trip for any reason and get a refund. Now my question is, Since he paid, can he cancel my part of the trip or since I'm the primary AAA member listed, can he only cancel his? I will still want to go.
A. Call the office you booked through. If he paid, he will be stuck with any penalties even if you are the member. Do you still want to go? Ask can you do a name change and pay him for the new person going. Although if airline tickets are involved you may just need to cancel and rebook.
A question about language schools in France and personal liability insurance?
Q. I am hoping to embark on a one week French course in Bordeaux at the end of the month. But, most of the language schools in France require me to to get personal/civil liability insurance. What is this and isn't this included with standard travel insurance.
If not then I am not going to bother pursuing the course as this type of insurance sounds pretty expensive.
If not then I am not going to bother pursuing the course as this type of insurance sounds pretty expensive.
A. Every adult in France has to have a personal insurance, covering any damage that person could do. If you break a window your personal insurance will cover it, if you hurt someone your personal insurance will cover it. Children at school also have one, cheaper than adult insurance of course.
You standard travel insurance might not cover it all but you have to check this yourself as it depends what kind of travel insurance you have, or if any personal insurance you have at home would cover you abroad.
This has not to be a very expensive insurance but it is mandatory in France. Ask the school if they can give you the name of an insurance or two and ask them for the price. The name in French is "assurance responsabilité civile".
You standard travel insurance might not cover it all but you have to check this yourself as it depends what kind of travel insurance you have, or if any personal insurance you have at home would cover you abroad.
This has not to be a very expensive insurance but it is mandatory in France. Ask the school if they can give you the name of an insurance or two and ask them for the price. The name in French is "assurance responsabilité civile".
if insuranse does not cover the hospital expenses?
Q. lif a person is on a visit from overseas,he falls sicks but he has travel insurance,just in case the insurance refuses to pay the hospital expenses,what happens then?If the patient returns back to his home country,will the hospital find out and trace him?what will happen?
A. Unless I'm mistaken, travel insurance only covers incidents directly related to travel. I don't think it'd cover an illness. I'm not sure what the hospital would do if you didn't have insurance. If they thought you did, they'd probably write it off if they released you and it turned out you weren't available or traceable. But I bet they'd make a real effort to find you. Especially if we're talking the good ole US of A, health care is pretty expensive here.
Interesting question.
Interesting question.
How does Canadian Health care treat tourists?
Q. I am going to Canada to see the Olympics. Do I need travel insurance since health care is free there?
A. Unfortunately most of the answers above are misinformed.
The answer is dependent on your country of origin.
Health care in Canada, like many western nations, is provided by provincially controlled (public) insurance.
Canada has reciprocal agreements with many western nations. Citizens of Britain, for example, can obtain free emergency services in Canada. In exchange, Canadian citizens have the same right in England. There are differences in each province and, occasionally, you will only be covered to the same degree you might at home and will have to pay for the difference.
If you are American, which your question suggests, you would have zero coverage. You would not be denied treatment in an emergency situation but you would receive a very large bill. Failure to pay the bill could affect your credit rating and have serious consequences for you in the future. You can obtain reasonably priced medical travel insurance from the American Automobile Association.
Regardless of your country of origin medical insurance would be worthwhile as it would cover costs that would not be covered by emergency services. This could include repatriation, transportation costs, etc.
The answer is dependent on your country of origin.
Health care in Canada, like many western nations, is provided by provincially controlled (public) insurance.
Canada has reciprocal agreements with many western nations. Citizens of Britain, for example, can obtain free emergency services in Canada. In exchange, Canadian citizens have the same right in England. There are differences in each province and, occasionally, you will only be covered to the same degree you might at home and will have to pay for the difference.
If you are American, which your question suggests, you would have zero coverage. You would not be denied treatment in an emergency situation but you would receive a very large bill. Failure to pay the bill could affect your credit rating and have serious consequences for you in the future. You can obtain reasonably priced medical travel insurance from the American Automobile Association.
Regardless of your country of origin medical insurance would be worthwhile as it would cover costs that would not be covered by emergency services. This could include repatriation, transportation costs, etc.
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