Q. My 1st rental property, having prospective tenants view the property now. Because the insurance rate for the house is 3 times higher if I rent to students (they are classified as high risk) I want to charge more to students in order to cover the additional cost to me. I would charge $100 less/month to any tenant who is not a student. Legal or not? Thanks
What if I already advertised on Kijiji at two different rates in 2 seperate ads?
What if I already advertised on Kijiji at two different rates in 2 seperate ads?
A. Do you have rent control laws in your area? If not, you can charge whatever the traffic will
pay. Check with local authorities for any laws involved.
pay. Check with local authorities for any laws involved.
What is the best pet insurance available for a Pomeranian puppy?
Q. There are many companies out there and although they don't appear to be true "insurance", I wondered what other people's experiences have been.
A. First I should mention that I am in Canada. My insurance company doesn't serve the US to my knowledge. I have petplan insurance. You can check them out just for comparison at www.petplan.ca. They are a true insurance company, underwritten by Securican General Insurance (who also offer insurance for everything else we get insured). We pay a high price for our two large dogs, but I know that with my family, should they ever be injured we would spend every penny we have to get them healthy. This way we pay a fairly high price each month, but we never have to question whether we should take them to the vet if they are even slightly sick or injured.
The company we have also covers property damage and injuries that your dog might cause to other people. It protects us in the event one of the dogs ever bit someone etc. It provides money should the dog ever be lost or stolen, and even includes a death benefit if the dog dies.
For information on the best companies in your state or country, I suggest asking your local kennel clubs and vet's office. Both will usually have information, and sometimes can offer discounts for club members. Join asap though if you're going to. Many insurers will charge more for an older dog.
The company we have also covers property damage and injuries that your dog might cause to other people. It protects us in the event one of the dogs ever bit someone etc. It provides money should the dog ever be lost or stolen, and even includes a death benefit if the dog dies.
For information on the best companies in your state or country, I suggest asking your local kennel clubs and vet's office. Both will usually have information, and sometimes can offer discounts for club members. Join asap though if you're going to. Many insurers will charge more for an older dog.
Italian Citizen in canada going to Bahamas returning back to Canada?
Q. Hello,
My cousin is an Italian citizen and is a visitor right now in Canada and we are planning to take a vacation to the Bahamas. Does my italian cousin need any special permission on going to the Bahamas or retuning back to canada from the Bahamas?
My cousin is an Italian citizen and is a visitor right now in Canada and we are planning to take a vacation to the Bahamas. Does my italian cousin need any special permission on going to the Bahamas or retuning back to canada from the Bahamas?
A. Italy is a visa-exempt country for visiting Canada. Provided he only remains in Canada for 180 days each year, he is free to visit Canada, leave, and then come back. He will need his passport to return to Canada.
All entry into Canada by non-citizens are at the discression of Canadian Border Services. In rare cases CBS may require visitors to provide proof of finances, travel medical insurance, proof they will leave Canada at the end of the 180 days (employment, family ties, school, property, etc. in their home country), etc. However, this is rare.
All entry into Canada by non-citizens are at the discression of Canadian Border Services. In rare cases CBS may require visitors to provide proof of finances, travel medical insurance, proof they will leave Canada at the end of the 180 days (employment, family ties, school, property, etc. in their home country), etc. However, this is rare.
What are the requirements in renting an apartment?
Q. I will be moving to Canada and settling alone renting an apartment. I just want to ask how renting works. I am a young adult. Sorry for some of my dumb questions. Do the owner of the apt accept cash or just cheque? Do I need to go to the bank and ask for evaluation for my salary earnings ? Do they do contracts like a year contract or can I leave whenever I want to as long as I pay the whole rent amount (if ever i would want to transfer) ?
A. You can't just move to Canada. For the sake of the rest of the question... I would assume you are a Canadian citizen, permanent resident, or have a valid work or study permit. Otherwise, you'll find living in Canada rather difficult.
There are not hard rules for renting. It depends on what you are renting and from who. Most larger apartments are run by property management companies and will require provincial ID (i.e. your provincial driver's license or a provincial ID card). Most will also run a credit check on you -- which you'll likely fail if you don't have a credit history in Canada. Some may require references. If you try to pay cash... many property managers will have a problem with this. It just isn't safe carrying large amounts of money. No one will accept a check from a non-Canadian bank.
Room rentals, splitting an apartment with someone, rural/poorer neighbourhoods, etc. might not require the credit check or sometimes not even references but... they will typically require Canadian ID.
Vacation rentals, time shares, apartment/condo swaps, and/or house sitting ads might accept credit cards (depending upon who is managing the agreement).
You require proof of legal residency to obtain provincial ID, to open a bank account, to obtain a social insurance number (i.e. work), to attend school, etc.
There are not hard rules for renting. It depends on what you are renting and from who. Most larger apartments are run by property management companies and will require provincial ID (i.e. your provincial driver's license or a provincial ID card). Most will also run a credit check on you -- which you'll likely fail if you don't have a credit history in Canada. Some may require references. If you try to pay cash... many property managers will have a problem with this. It just isn't safe carrying large amounts of money. No one will accept a check from a non-Canadian bank.
Room rentals, splitting an apartment with someone, rural/poorer neighbourhoods, etc. might not require the credit check or sometimes not even references but... they will typically require Canadian ID.
Vacation rentals, time shares, apartment/condo swaps, and/or house sitting ads might accept credit cards (depending upon who is managing the agreement).
You require proof of legal residency to obtain provincial ID, to open a bank account, to obtain a social insurance number (i.e. work), to attend school, etc.
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