Q. I would like to get a moped when I get my driver's liscence in a few months or so. Does anyone own a moped and pay insurance for it? I've heard it's much higher than car insurance. And also, would the insurance rate be higher for a new driver, rather than one who has had a liscence for a few years?
A. Moped insurance is the same as motorcycle insurance (as in you get a motorcycle insurance policy). The premium you pay is based on the year, make, model, and cc's of the moped as well as your age, where you live, and driving record. Moped insurance is usually considerably CHEAPER then auto insurance. The policies I've sold usually run from $75/year to $200/year for a 49cc moped with full coverage and a middle-age driver.
Why does my husband have to pay insurance and child support now?
Q. The husband that I am married to now has been paying child support for 5 years now on a baby that he had with his ex girlfriend. He never sees the kid, ever, but he still pays cause he is not a deadbeat. This whole time,(5 Years) he never had to pay insurance, just child support. Now, all of a sudden they are taking out insurance as well. No one can give us any straight answers. Did they recently change the law to where you automatically have to pay insurance as well?
A. I dont know what state your in, because the law is different depending on the state, but it sounds like she may have recently applied for some kind of welfare insurance she has the kid on, then the state will want him to pay for it but the norm in most states is that in addition to making monthly child support payments, that medical insurance must also be obtained and maintained by the payor of child support as well, as health insurance for the minor child is considered to be "child support" as well.
If I buy a residential lot, do I have to pay insurance?
Q. My wife and I are about to buy a residential lot for our future home. We are putting 10 percent down and we don't plan on building for about three to four years. Are we required to pay insurance for the lot? Or what other fees might there be?? We live in South Carolina. Thanks.
A. No.
You might have to pay insurance for the mortgage, but you NEVER pay insurance on the lot for land only.
The reason is, land is permanent, and cannot be destroyed from normal things like a fire.
You might have to pay insurance for the mortgage, but you NEVER pay insurance on the lot for land only.
The reason is, land is permanent, and cannot be destroyed from normal things like a fire.
Why should people who dont pay insurance get a free house?
Q. Example:
Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care.
The person who doesn't pay insurance has their house burn down - the community donate them a free house.
WHY?
What is the point of sacrifice if those who don't invest in their future get more?
I AM ANGRY
Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra.
A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?
Two different families own a house each, earn around the same income. One family goes without to pay house insurance, the other doesn't care.
The person who doesn't pay insurance has their house burn down - the community donate them a free house.
WHY?
What is the point of sacrifice if those who don't invest in their future get more?
I AM ANGRY
Because for years i have been without, our whole family has, while those around us have skipped insurance and had extra.
A fire happened and the neighbours will be better off than before the fire, it makes me wonder why i sacrifice when these people get what ever they need ?
A. It doesn't seem fair, but that attitude of allowing others to provide for you when you have done nothing to earn it will come around to haunt you.
As is, the community felt a common human emotion: sympathy. They just wanted to help. In the future, should something else happen to the family as a result of their irresponsible behavior, the community will probably be less willing to help.
As is, the community felt a common human emotion: sympathy. They just wanted to help. In the future, should something else happen to the family as a result of their irresponsible behavior, the community will probably be less willing to help.
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